Many of you will recall how our parents and grandparents would make a list of items they needed to buy before visiting the store or the market. This was part of their planning and would make sure they don’t lose track of their expenses. However, we seem to have given up on this approach. I strongly recommend each one of you to begin this again. Keep a note-book and make a list of all items you need to buy before you step out to the market. You will be surprised how your expenses will fall in line, helping you keep a track of your expenses in a better manner.